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Meet the Maximum Life Team! 

Pastor Zach Terry

President and Lead Teach of Maximum Life

Zach, a devoted family man, is married to Julie and they are blessed with three children. They reside in North Florida, where Zach fulfills his role as the Senior Pastor of the First Baptist Church of Fernandina Beach, FL.  

Pastor Zach’s voice can be heard faithfully teaching the truth on terrestrial radio to a potential audience of 3 million listeners throughout the Southern United States. He is the author of Our Fight: Survive and Thrive in Spiritual Warfare and has been featured as a contributor in the Alabama Baptist Newspaper, Lifeway’s Stewardship Podcast, the Florida, and the Baptist Foundation Podcast.

Pastor Zach's commitment to his faith is evident in his academic pursuits. He holds a Master's degree from the prestigious Southern Baptist Theological Seminary, where he was honored with the Westminster John Knox Press Award for e xcellence in preaching and teaching the Christian scriptures.  He is furthering his education by pursuing a Doctorate Degree in Leadership from the same institution.

Zach invests considerable time with Pastors, training them for more effective service. He has spoken internationally in Honduras, Guatemala, and Belize at Pastor's conferences. In 2018, he was invited by the National Police Force of Honduras to speak to all active duty officers on the subject of biblical manhood. A subsequent invitation was given to return to Honduras to address the entire student body of the National Police Academy. In 2019, he met with the President and First Lady of Guatemala, the Florida Baptist's One More Child,  to help end child trafficking.  Soon, he will travel to Peru to help forward the work of One More Child in that country.

Pastor Zach has served on the Florida Baptist State Board of Missions  Administrative Committee.  He's part of the exclusive "Large Church Roundtable," where thriving Pastors gather annually to encourage one another and to strategize for the future.

Zach has been invited to give the invocation for numerous sporting events like the Daytona Motor Speedway, home to the Daytona 500, and has spoken at the Lucas Oil Racing series.

In 2020, Vice President Mike Pence invited Pastor Zach to the White House to work with a group of Christian leaders to further religious freedom throughout the United States. In 2022, Pastor Zach stood at the lectern of the Florida Senate to pray over the state leaders for their opening session. In 2024, he was privileged to open a session of the Congress of the United States in prayer.

Julie Terry

Director of Women's Ministry

Julie Terry worked for many years as an accomplished photographer. Today, she is the lead developer of Maximum Life's discipleship materials for ladies. She is also a gifted teacher in her own right as she has spoken at Women's Conferences and events.

Julie has received advanced degrees in Childhood Education from the University of North Alabama.

Julie servers as a board member for Hadassah's Hope. 

Cole Terry

Producer of Maximum Life Radio

Cole Terry is an accomplished singer-songwriter in Gainesville, Florida. When he is not laying tracks for his music, he serves Maximum Life by producing the Maximum Life Radio Show and Podcast. 

Worship Pastor